mardi 29 octobre 2013

The Importance Of Life Insurance: A Short Story

David Crowe was a lawyer, but not a very happy one. Of course, the number of people who regularly use the word “happy” to describe lawyers is probably not all that high to begin with, but this was an especially unhappy day for David Crowe.


As the wind playfully nipped and tugged at the lapels of his jacket, he shivered. It was only October and yet a cold pocket of air had forced its way into his tiny suburb in northern Utah. David usually enjoyed walking home from work, and yet there was always one day during the fall months that signified it was time to start taking the car. Unfortunately, the recent rainfall and chilly breezes probably meant that the season of coats and runny noses was going to arrive sooner than usual.


Picking the right doctor can make all the difference in the world for a person who is unfamiliar with the health care system as a quality doctor, along with a quality plan and affordable health insurance in Utah, will be of great assistance in helping the lay person navigate the needful realm of health care. Choosing the right doctor can be done by composing a list of questions and then answering those questions to find what qualities and aspects a person is looking for in their medical needs.


One such initial question that one will want to ask themselves is if they want a primary care physician or a specialized doctor. The answer to that question will depend on immediate need, but traditionally those who are looking for a doctor are doing so for regular checkups and annual health care. For these individuals the right answer will typically be that they are looking for a primary care doctor. The advantages of a primary care physician are that a person can build a relationship with their primary care physician that will be beneficial in the long term health of that individual.


And being reminded of this was why David wasn’t all that happy today. He had won his case, which was great for his career, but it was the fact that the man David had been representing in the injury suit against his health insurance company was only a few years older than him. And while he was loath to admit it, David was frankly unnerved by the fact that men so close to his age might, not only suffer a stroke, but then have to legally force their health insurance company to honor their policy.


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It wasn’t that he didn’t agree, he just hated buying into the idea that he might be leaving his wife and family someday. But after today, seeing his client win the money that he so desperately needed to take care of his family, it was hard for David to justify putting off a decision that would better protect his. His wife was right. All it would take is a quick phone call to their personal health insurance agent to get the ball rolling.


A part of him still wanted to argue about it as he opened his front door, but perhaps it was disinterest or fatigue that simply prompted him to just drop it. And so it was on that cold, gloomy day that David kissed his wife hello, and then told her they’d be going online to do some policy shopping after dinner. Not the most romantic gesture, he thought. But from the surprise and happiness he saw in her eyes, it was as if he had turned up with a bouquet of roses to ask her out to the prom all over again.


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