In need of catastrophic health insurance coverage? Want to find out where to get the cheapest price with a reputable company? The following shows you just how to accomplish this.
What exactly is catastrophic health insurance?
Catastrophic health insurance coverage, also referred to as major medical insurance coverage, is a form of health insurance coverage which covers major medical as well as hospital costs but does not take care of visits to your medical doctor, prescription medications, or maternity care. This particular health care insurance will pay for your hospital visits, virtually any surgery you will have, intensive care charges, X-rays, essential medical tests, as well as other hospital related fees.
Of all of the different types of basic health insurance coverage, catastrophic health insurance is the least expensive. Deductibles – the total amount you pay for an insurance claim before the insurance company must pay – begin at $500 and go up to $5,000 . This form of insurance coverage includes a cap, or lifetime benefit, of $1 million to $3 million, after which your benefits as well as your insurance plan will be immediately cancelled.
Catastrophic health insurance is an excellent plan if you’d like to save a lot of money on your insurance coverage, if you’re in good health, and if you don’t take a lot of prescribed drugs. This plan could also be a good choice when you are retired and not yet entitled to Medicare .
Items To Consider
Make sure you consider these questions before buying catastrophic health insurance . . .
- Just how much does the policy cost you?
- What exactly does the insurance plan cover and exactly how much is the insurance cap?
- Am I Going To have the ability to buy my prescribed drugs and any visits to the doctor?.
- Just how much is the deductible and can I afford to pay it?
Getting The Cheapest Rate
You’ll need to compare rates from a number of different companies to be able to obtain the best rate quote, and the most effective and easiest way to accomplish this will be to go to an insurance comparison site.
At these sites you’re going to be required to enter in your present health details and the type of insurance coverage you want on a simple questionnaire. Once you submit the questionnaire, you are going to get price quotes from a number of A-rated insurance companies.
When you receive your quotes, all you have to do is compare the actual coverages and quotes from the various insurers and choose the cheapest quote with the company that has the coverage you need.
It will take you an average of 5 to 10 minutes to do this, and by virtue of the fact that you might save hundreds of dollars per year in insurance fees, I think you’ll find that this really is time wisely spent.
Click the weblink which follows in order to get free catastrophic health insurance quotes from A-rated companies. Please click the following link for more information on how to obtain low cost catastrophic health insurance rates from top companies.
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Catastrophic health insurance or you can say major medical insurance is quite an expensive for of insurance. There are several portals which are offering the same, but at a high price. You must take help of Turtlemint health insurance online, where you can get free quotes for such medical plans and easily choose the one that can go well with your needs and budget as well.
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